Finance Center

Capitol Ford Finance Center

Are you looking for a fresh set of wheels to invigorate your daily Los Gatos commute? Whether you’re looking for a used car finance plan or you’re interested in exploring different car leasing options, Capitol Ford has you covered. Our Ford finance team is dedicated to matching your wishlist with an affordable automobile. We provide a range of financial services and car buying tips to offer the insight you need to find the right model for your Santa Clara drives. Read on with our experts below to understand the difference between car leasing and auto loan financing. We’re also here to help you discover our convenient online shopping tools so you can browse for your dream ride from the comfort of your Morgan Hill home.

Auto Loan Financing vs. Car Leasing

If you’ve purchased a vehicle before, you’re likely familiar with the auto loan financing process. Whether you scooped up an affordable pre-owned ride with a used car finance deal, or you financed a brand-new ride, this purchase method is common. While most drivers default to taking out an auto loan, leasing is a great option for many! While you may have heard about leasing before, it can seem a bit foreign to actually lease a vehicle. So, we’ve highlighted the major benefits of leasing vs. buying below to help you make your pick:

Benefits of Leasing:

  • Low or nonexistent down payment
  • Affordable monthly payments
  • Easy access to the latest and greatest automobiles

Benefits of Financing:

Online Finance Tools

While you may find a long, drawn-out financing process at many dealerships in San Jose, here at Capitol Ford, we do things differently. Our Ford finance team works hard to ensure that every automotive upgrade is affordable and convenient. Whether you’re turning to us to find budget-friendly used car finance options or to lease a brand-new model, we feel that your auto enhancement should be swift and cost-effective. You can easily set your budget and plan ahead thanks to the following tools:

  • Financing ApplicationSecure pre-approval on an auto loan with our easy-to-use form!
  • Trade-In Value ToolDiscover the value of your current ride, and how much you could offset the cost of your upgrade if you decide to sell us your vehicle.
  • Payment CalculatorDiscern which models suit your financial goals with ease thanks to our monthly payment calculator!

Find the Right Ford Finance Plan Today

Here at Capitol Ford, we know that everyone’s financial situation is different. However, we firmly believe that everyone deserves reliable transportation. That’s why we’re committed to working directly with our customers to ensure our community has the automotive support it needs. If you’re ready to get started or you need more guidance, contact us today!


Phone Numbers:Sales Hours:
  • Mon - Sun10:00 AM - 8:00 PM
Service Hours:
  • Mon - Sat8:00 AM - 5:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri8:00 AM - 5:00 PM
  • Sat - SunClosed

Let us guide you to happiness.

We are located at: 919 Capitol Expressway Auto Mall • San Jose, CA 95136
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Capitol Ford 37.2758719, -121.8756791.